Subaru 90 Day Payment Deferment
No payments for up to 90 days*

With Subaru Motors Finance. On approved credit. Restrictions apply.

Defer your first payment for up to 90 days*
With Subaru Motors Finance
New and used Subaru vehicles are eligible
On approved credit. Restrictions apply.
2026 Subaru Outback

0% FINANCING UP TO 75 MONTHS

On all 2026 Subaru Outback models

November 1st through November 30th

View Outback Inventory
Important Program Details

*First payment may be deferred for up to 90 days from the contract date on eligible retail contracts submitted to Subaru Motors Finance (SMF).

Applicant must have a FICO score of 700 or higher and meet all applicable credit criteria.

New and used Subaru vehicles are eligible, subject to program requirements. Used Subaru vehicles must be up to 4 years old or new to qualify.

Maximum amount financed is $65,000 and maximum term is 63 months. Lease agreements are not eligible.

This program cannot be combined with other special programs.

Not all programs are available in all states. Special restrictions apply in Pennsylvania.

The customer's monthly payment must be calculated using the actual days to first payment.

All applications are subject to credit approval by JPMorgan Chase Bank, N.A. through Subaru Motors Finance. Programs may change at any time.

See dealer for complete details.

Applicant Qualifications

Applicant must have a FICO score of 700 or higher and meet all applicable credit criteria.

Joint applicants must reside in the same household. Qualification is based on the higher qualifying credit score where applicable.

Business borrowers require an individual co-borrower.

Applicant must have a minimum 5-year bureau history with at least 5 satisfactory trade lines.

Applicants with a repossession, bankruptcy, or foreclosure may not qualify for the program.

Program Requirements

New and used Subaru vehicles are eligible, subject to program requirements.

Used Subaru vehicles must be up to 4 years old or new to qualify.

Standard retail/subvented Low Rate Program only. Lease agreements are not eligible.

Total amount financed, including taxes, title, license and aftermarket products, may not exceed $65,000.

Amount financed may not exceed 75% of gross annual income.

Maximum term is 63 months.

The applicable Standard/Subvented Low Rate APR applies. The actual number of days to first payment must be used when calculating the customer's monthly payment.

Dealertrack/RouteOne submissions should include the appropriate comment to the analyst regarding the deferred payment.

This program cannot be combined with any other special programs.

Additional Information

Special restrictions apply in Pennsylvania. The program is available only when the contract is written at 0% APR; otherwise the contract may be returned.

Indiana contracts are subject to applicable loan-origination fee disclosures and requirements.

GAP waiver coverage may not cover the deferred first payment. Verify applicable GAP coverage and terms.

Not all programs are available in all states.

All applications are subject to credit approval by JPMorgan Chase Bank, N.A. through Subaru Motors Finance.

Programs are subject to change at any time and may not be available in all areas.

See dealer for complete program details and eligibility requirements.

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